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Author: Michael Adams

5 Ways to Become Debt-Free

5 Ways to Become Debt-Free

The average American has $90,460 in debt, making debt an unavoidable part of life. While not all debt is bad, letting large amounts carry over each month can become a significant risk on your finances. Paying down debt can be a daunting task, and what works for others...
Can Private Creditors Access My Tax Return?

Can Private Creditors Access My Tax Return?

If you are worried about a private creditor garnishing your tax refund, you shouldn’t be too concerned. In accordance with federal law, only state and federal government agencies can take your refund as payment for an outstanding debt. However, once you deposit a...