by Michael Adams | Jul 7, 2021 | Budget Tips, Business Debt
The pandemic has wreaked financial havoc on businesses around the world. However, small businesses have without a doubt been hit the hardest. The National Federation of Independent Businesses reported that 92% of small businesses said they struggled with negative...
by Michael Adams | Jun 16, 2021 | Budget Tips
The average American has $90,460 in debt, making debt an unavoidable part of life. While not all debt is bad, letting large amounts carry over each month can become a significant risk on your finances. Paying down debt can be a daunting task, and what works for others...
by Michael Adams | May 26, 2021 | Debt Collectors
If you are worried about a private creditor garnishing your tax refund, you shouldn’t be too concerned. In accordance with federal law, only state and federal government agencies can take your refund as payment for an outstanding debt. However, once you deposit a...
by Michael Adams | Mar 10, 2021 | Uncategorized
Wage garnishment occurs when a court orders your employer to withhold a portion of your paycheck and send it to a specific person or creditor. Some common examples of wage garnishment include child support, student loans, and consumer debts. In most cases, your wages...
by Michael Adams | Feb 22, 2021 | Student Loan Debt
Being self-employed indeed comes with pros and cons. On one end, you’re able to be your own boss, design an ideal work environment and schedule, and have the freedom to make meaningful decisions about your business. On the opposite end, it’s hard work—and you’re...
