San Bernadino Debt Settlement
It is our mission at McCarthy Law to help good, hard-working families find debt relief. So many folks have found their world turned upside down with the challenging economy and are struggling under the burden of credit card debt, student loans and might even be upside-down in their home. Credit card companies and banks are quick to raise interest rates and lower available balances with even one late or missed payment, ignoring the years of on-time payments. Banks and creditors do sue and that can be an additional challenge for those who have missed some payments. Many families in this situation aren’t aware that help is available and they have great options that will not leave them with the long term ramifications of bankruptcy. Debt settlement means settling the debt for less than the bank claims you owe. We believe that a significant reduction in the principal is often what is needed for a family to ever dig out.
Companies attempt to settle debt for their clients without offering any legal protection or advice during the process. Since banks can and do file lawsuits against those that are late and behind on payments, we believe the advice from an attorney is critically important when being served. A creditor lawsuit should not be ignored because with a default judgment, garnishment and other scary remedies may then be available to your creditors.
Duane Booth directs our San Bernardino, California office and enjoys meeting face-to-face with his neighbors in crafting a strategy to eliminate their debt and give them their life back. Mr. Booth is meticulous and will answer any questions you may have about your options and timelines. During your consultation, there is never any pressure and we will let you know if we can help you. If we can’t, we’ll tell you that too. Our consultations are always confidential and you will feel the compassion of an attorney who understands what you are up against. Mr. Booth loves serving the good people of San Bernardino and helping families that are feeling stressed and overwhelmed with debt. Many people find hope and great relief when visiting with and hearing what their options are from an attorney and firm with vast experience in San Bernardino debt reduction.
Settling your debts is tough legal work but it is our focus at McCarthy Law, and we get great results. Our firm represents you against your creditors and works to negotiate a significant reduction in what the bank claims is owed. A law firm doesn’t mean higher fees, either, and are often less expensive and protect you better than companies who claim to do debt negotiation. Good firms will work with their clients on putting the needed monies together over time and an experienced law firm will typically get better debt relief results for their clients with negotiating large principal reductions while also charging a fee that isn’t any more and sometimes less than a debt settlement company. They understand that financially, things are tight. Many companies attempt to settle debt but the people that you will never see or never meet, can never provide the legal representation that a law firm can provide, and they rarely give you guidance along the way.
We have offices across the country that gives us a wide range of experience, but working in communities like yours here in San Bernardino is where we find what we do most satisfying. For those who feel like they have been dealing with way too much debt for way too long, we invite you to visit with us. If you are ready to understand what your debt options are, we stand ready to help. We are available by telephone, online chat, or you can click here to get started now.