Wife of Arkansas candidate, Scott Ellington, for House of Representative was recently sued for $26,000 worth of credit card debt owed. Although most of us don’t have to deal with the embarrassment of the lawsuit making the front page of the newspaper weeks before election day, this still serves as an example to not wait until you are sued to do something about your credit card debt. For one, you don’t know where you will be in your life when you get that summons served.
For example, what about if you are served a summons the first day of your new job? Or you’re hosting a PTA meeting at your home with you receive that knock on your door? Another reason not to wait is to avoid litigation costs – like your creditor’s attorney’s fees and costs on top of your own plus the debt you already owe plus some ridiculous amount of interest the judge will grant to provide you “incentive” to pay the judgment off as quickly as possible. We know there is never a good time in life to be over your head in debt. But it’s better to deal with it while you have some control over how and when to deal with it than when the process server arrives at your house during a family gathering.
https://www.helena-arkansas.