If you read our blog on a semi-regular basis, you know that we love stories that champion wins over those unscrupulous debt collectors. Here is one where the woman won over the debt collectors.
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Debt collectors harassed her day and night, calling at all hours. Only problem was, the debt wasn’t hers! They said a gentleman’s name and they weren’t sure who exactly the debt collector was referring to, until she figured out it was one of her neighbors. After figuring out that filing a lawsuit was going to be too expensive and filing an FTC complaint wouldn’t get her relief, she took on the debt collector herself. They eventually gave her a written apology for harassing her for a debt that isn’t hers. If something like this happens to you where you are being harassed by a debt collector but the debt is yours, contact a debt settlement attorney. You may have a defense to the collection actions if the collector has violated California’s Rosenthal Act or the Fair Debt and Collections Practices Act. It is worth a call; otherwise, these debt collectors will go to unlawfully harass the next person.