Are you a young adult looking for your first credit card?

We try not to encourage folks to get new credit cards, but we do know that you might need one. Try to make an airline reservation or book a rental call without one. So if you are looking for a credit card there are some things you should know. The following article is a good guide four young adults entering into the debt arena.


The article does a great job of defining key terms and providing tips on how to budget. The last think you want to do early in your years is accumulate unnecessary credit card debt. Balances can get out of hand quickly and paying them down can take years. So know what you’re in for before you accept a credit card offer.

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Kevin Fallon McCarthy

Kevin Fallon McCarthy is the McCarthy Law PLC’s managing attorney and an experienced Phoenix debt attorney. Mr. McCarthy has also worked as general counsel for a large corporation. He has corporate counsel experience in human resource matters, general corporate governance, and union class action litigation.