As of November 4, 2013, millions of Americans will be able to access their FICO credit scores for free. FICO announced a program called FICO Score Open Access that will allow any lender using FICO Scores to make the scores available to consumers for free. This will allow consumers to know exactly how lenders are viewing them and what credit and rates they should be able to qualify for.
Barclaycard US and First Bankcard are the first to sign on. FICO is in talks with additional lenders and expects at least 25 million customers to have access to free scores by the end of the year.
In addition to getting credit scores, customers will be able to see what is impacting their score, whether it is late payments, lack of credit history, or large amounts of debt.
For the entire story: https://money.cnn.com/2013/11/
If your credit score is lower than you think it should be or you have a large amount of debt, consult with one of our debt settlement attorneys to discuss lowering your debt obligations to ultimately raise your credit score.