National Enterprise Systems (NES)
May 17, 2022

National Enterprise Systems (NES)

National Enterprise Systems (NES) is an Ohio-based third-party collection agency that was founded in 1987. NES has received many consumer complaints regarding its unethical debt collection practices, especially violations of the Fair Debt Collection Practices Act (FDCPA). Behaviors of unethical collection include threatening illegal action against consumers and improper conduct and sharing of information. 


If you have been harassed or have received a summons of legal action against you, speak with a debt defense lawyer at McCarthy Law for an assessment of your case. You may be able to diminish the debt owed or have it expunged. We will protect your rights as a consumer and help ensure that you get the best possible outcome for your case. 

Is National Enterprise Systems a Legitimate Agency? 

National Enterprise Systems is a legitimate agency, but they are not accredited by the Better Business Bureau (BBB). They collect on the behalf of schools, state governments, and sectors in finance, retail, and telecommunications. NES also buys debt from creditors in order to earn a profit from charged-off debt. The BBB reports 41 total complaints against this agency, with ten complaints closed in the last year. 

What to Do If National Enterprise Systems Has Contacted You

If NES has harassed you, it is important to know that a debt collector has to abide by certain federal laws and practices. You have rights as a consumer. It is illegal for NES to make empty threats of suing you or garnish your wages if they cannot validate your debt or if it is debt that you may not owe.


However, if they have pursued legal action against you and you have ignored their court summons, you may have a default judgment against you. A default judgment means that they have won the case by default, and you may have to pay your debt in full, as well as other negative consequences. These may include their right to: 


  • Garnish wages
  • Put a lien on your property
  • Freeze your bank accounts
  • Make you pay your debt in full 


Ensure that you do not ignore court summons, otherwise you may be obligated to pay the debt. If you have received a summons, contact a debt defense attorney as soon as possible.

Do You Have a Case against National Enterprise Systems? 

If you believe that National Enterprise Systems has violated your rights as a consumer when they have contacted you about debt collection, you may have a case against them. The following are examples of unethical collection practices that may violate the Fair Debt Collection Practices Act (FDCPA):


  • Receiving calls in professional settings such as work or school 
  • Attempting to scare you into paying your debt
  • Using criminal accusations as an intimidation tactic 
  • Using explicit language during an attempt to collect your debt
  • Using spam robocalls for debt collection 
  • Harassing your friends, family, coworkers with calls
  • Receiving non-stop calls per week 
  • Receiving calls during unreasonable times of the day and night
  • Threatening you with violence, arrest, or a lawsuit
  • Attempting to collect a larger sum than you owe or debt you’ve already paid
  • Marking your credit report incorrectly


If any of these tactics were used to unethically collect debt, you may have a case against National Enterprise Systems. In many cases, NES is unprepared to validate documentation of debt or may be amiable to settle out of court for a negotiated debt amount. With the help of a debt defense lawyer, you may be able to reduce the amount of debt you owe or have it erased. 

Contact Information for National Enterprise Systems 

National Enterprise Systems

29125 Solon Rd.

Solon, OH 44139


Speak with an Experienced Debt Defense Lawyer at McCarthy Law

If you are being sued or harassed by National Enterprise Systems, speak with a knowledgeable debt defense lawyer at McCarthy Law to assess all of the options available to you. We can help you build a strategic case against them and hold them accountable for their actions if you have been harassed by a creditor. 


The legal team at McCarthy Law is experienced in negotiating debt settlements to reduce the amount you owe or offer aggressive representation in court in cases where debt collectors have used unlawful collection tactics. To speak with a skilled debt attorney, call (855) 976-5777 or fill out our contact form.

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