Can You Negotiate with a Collection Company?
Debt collection companies enter the picture when you've fallen behind on payments and your original creditor has given up trying...
What Do I Do When My Boat or RV Gets Repossessed?
If you can no longer keep up with repayments for your boat or RV, the lender is likely to take control of your asset. Repossession...
Here’s What You Need to Know When Being Sued for Debt
Receiving a lawsuit for unpaid debt can be a stressful and overwhelming experience. Understanding your rights and options when...
Why You Should Check Your Credit Report at Least Once a Year
Why You Should Check Your Credit Report At Least Once A Year Your credit report is an important tool lenders, creditors, and other...
Fair Debt Collection Practices Act Rules and Purposes
Debt collectors have to follow specific rules when they collect debts. These rules are set by the Fair Debt Collection Practices...
Co-Signing on a Child or Loved One’s Private Student Loans
Co-signing on a child or loved one’s private student loan is a big decision. It’s a common occurrence because young people, in...
Current Average Credit Card Debt
Current Average Credit Card Debt Credit card debt is on the rise and the Federal Reserve says this past year saw the biggest jump...
What You Should Know Before Getting a Home Equity Line of Credit (HELOC)
Are you thinking of getting a HELOC? Easy access to funds might sound appealing and a home equity line of credit is...
Debt Management Plan vs Debt Settlement
If you are filing for bankruptcy or cannot keep up with the repayments on a loan, you might be looking into setting up a debt...
How Common are Credit Report Errors?
Credit reports can affect many aspects of our lives, such as buying a car or applying for a mortgage. Lenders use credit reports...
How to Navigate a Legal Debt Collection
We’ve all been there — stressful moments when dealing with legal debt collection. The calls and letters can be overwhelming, but...
Sued By Credit Card Company in Arizona
What to Do if You’ve Been Sued by Credit Card Company in Arizona Being served with a credit card lawsuit is not fun. The...