Are You Cocky About Finances?
If so, you are not alone. 52% of Americans gave themselves an A or B grade on their saving and investing knowledge despite giving...
Are Your Debts Subject to Surveillance?
The Washington Examiner reports that the Consumer Financial Protection Bureau (CFPB) is planning on monitoring every four out of...
Household Debt On the Rise Again?
All forms of household debt, outside of mortgages, are up since the third quarter of 2008 according to the New York Federal...
Back to School with a Credit Card?
Over 80% of college students carry a credit card, and the creditors make it very easy for them to get one. Why? Because they know...
From TED Seattle: Student Loan Financing is Unsustainable
At the June 2013 TEDx event in Seattle, Washington, Greg Gottesman who teaches Entrepreneurship at the University of Washington...
Facebook Friends Hurting Your Credit?
“Big data” creditworthiness is on the verge of going mainstream. While traditional lenders rely on your credit scores, a handful...
JP Morgan Gets Out of Student Loan Business: Perfect Time to Settle
JP Morgan is getting out of the student loan business citing its inability to compete with federal government programs. How's that...
Business vs. Personal Credit Cards
From the desk of San Francisco lead attorney Alison Cordova. In October of 2010, the landmark CARD Act became law which increased...
Uh Oh! Credit Cards Increase for First Time in 5 Years
According to the National Consumer Credit Trends Report by Equifax, the total balance of credit cards showed a year-over-year...
What is Your Best Credit Score?
According to the Huffington Post, "the highest credit score is not the score you should be shooting for." We tend to agree at...
Are Loan Modifications Dropping?
According to the recently released quarterly report by HOPE NOW on the housing market recovery, there was a 16% decrease in the...
Are Foreclosures on the Rise?
According to USAtoday.com, foreclosure starts are up 6% from June. Also, foreclosure filings, which include default notices,...