Is Student Loan Debt Handled Differently than Other Debts?
If you have taken out any loan in your life, ignoring it does not make it suddenly disappear. The same can be said for student...
What Should Your Debt to Salary Ratio Look Like When Taking Out Student Loans?
A debt-to-income (DTI) ratio is the percentage of gross monthly income you use to repay debts, such as student loans, credit...
How an FHA Mortgage Can Help you Become a Homeowner
Buying a home is one of the best investments you can make. In general, home prices trend up over time, meaning most homeowners...
What’s the Average Personal Debt for Most Americans?
Credit has provided Americans with ways to finance homes, cars, education, etc. And while the invention of credit has played a...
How to Find a Student Loan with a Low Interest Rate in Arizona
Shopping around for student loans can be overwhelming, especially after going through the process of applying to FAFSA for federal...
Americans’ Mortgage Debt Spikes Despite Pandemic
The pandemic has caused widespread financial burdens and struggles for many Americans. However, despite the prevailing financial...
Credit Card Balances are Dropping Dramatically in the U.S.
America’s credit card balances are historically down. In fact, credit card balances have yet to return to their pre-pandemic...
How Can I Remove Closed Accounts from My Credit Report?
Even after closing a credit account, it will still appear on your credit report. While it is not always possible, there might be...
Could Your Spouse Be in Financial Trouble If You Default on Your Student Loans?
Applying to college is a huge chapter in your life that you have likely been looking forward to for most of your young adult life....
Why Credit Card Debt is One of The “Worst Kinds” of Debt
When it comes to debt, there are both good and bad debts. Good debts can help individuals acquire assets that appreciate, such as...
4 Signs of Predatory Mortgage Lending
Homeownership is the goal of many Americans. However, in the process of loan shopping, many homebuyers fail to do their research...
When Can a Creditor Start Garnishing Your Wages?
It is no secret that being in debt lowers your credit score. However, did you know that being in debt may result in a creditor...