How Can I Remove Closed Accounts from My Credit Report?
Even after closing a credit account, it will still appear on your credit report. While it is not always possible, there might be...
When Can a Creditor Start Garnishing Your Wages?
It is no secret that being in debt lowers your credit score. However, did you know that being in debt may result in a creditor...
Why You Should Avoid Opening Several Credit Cards Simultaneously
Credit card companies have a way of constantly creating new cards with unique perks and enticing reward programs. While all the...
Who Pays for Student Loan Debt in Arizona Divorce?
Couples aren’t usually thinking about their student loans when they walk down the aisle. However, while many people plan to have...
What’s the Difference Between Debt Avalanche vs. Debt Snowball Methods?
Dealing with debt is no fun task. If you only make the minimum payment each month and don’t have a plan for accelerating payments,...
Can I Refinance My Student Loans with a Low Credit Score?
Figuring out how to refinance your loans can feel like a hopeless cycle. People looking to refinance their loans are likely...
How to Manage Student Loan Debt as a Freelancer
When it comes to paying off student loans, self-employed workers face unique challenges. Having to keep up with monthly payments...
How to Find Your Debt-to-Income Ratio
In addition to your credit score, your Debt-to-Income (DTI) ratio is an integral part of your financial health. Calculating your...
Using the 50/30/20 Rules to Stay on Budget
Too often, people spend more than they make each month, putting them in debt. Staying on budget can be challenging for some...
6 Careers That Offer Student Loan Forgiveness
Paying back student loans can be a long-term endeavor. However, certain career paths could cut your loan repayment period in half...
4 Types of Small Business Loans that May Work for You
In 2020, small businesses helped create 1.6 million new jobs. Small businesses use loans to stock their shelves, invest in new...
Budgeting 101: Tips for College Students in Arizona
Going to college brings expenses other than tuition. Books, housing, and other expenses can add up quickly. In order to stay out...