How an FHA Mortgage Can Help you Become a Homeowner
Buying a home is one of the best investments you can make. In general, home prices trend up over time, meaning most homeowners...
Credit Card Balances are Dropping Dramatically in the U.S.
America’s credit card balances are historically down. In fact, credit card balances have yet to return to their pre-pandemic...
4 Signs of Predatory Mortgage Lending
Homeownership is the goal of many Americans. However, in the process of loan shopping, many homebuyers fail to do their research...
What’s the Average Personal Debt for Most Americans?
Credit has provided Americans with ways to finance homes, cars, education, etc. And while the invention of credit has played a...
How Can I Remove Closed Accounts from My Credit Report?
Even after closing a credit account, it will still appear on your credit report. While it is not always possible, there might be...
When Can a Creditor Start Garnishing Your Wages?
It is no secret that being in debt lowers your credit score. However, did you know that being in debt may result in a creditor...
Why You Should Avoid Opening Several Credit Cards Simultaneously
Credit card companies have a way of constantly creating new cards with unique perks and enticing reward programs. While all the...
Who Pays for Student Loan Debt in Arizona Divorce?
Couples aren’t usually thinking about their student loans when they walk down the aisle. However, while many people plan to have...
What’s the Difference Between Debt Avalanche vs. Debt Snowball Methods?
Dealing with debt is no fun task. If you only make the minimum payment each month and don’t have a plan for accelerating payments,...
Can I Refinance My Student Loans with a Low Credit Score?
Figuring out how to refinance your loans can feel like a hopeless cycle. People looking to refinance their loans are likely...
How to Manage Student Loan Debt as a Freelancer
When it comes to paying off student loans, self-employed workers face unique challenges. Having to keep up with monthly payments...
How to Find Your Debt-to-Income Ratio
In addition to your credit score, your Debt-to-Income (DTI) ratio is an integral part of your financial health. Calculating your...