Why You Should Avoid Opening Several Credit Cards Simultaneously
Credit card companies have a way of constantly creating new cards with unique perks and enticing reward programs. While all the...
Can I Refinance My Student Loans with a Low Credit Score?
Figuring out how to refinance your loans can feel like a hopeless cycle. People looking to refinance their loans are likely...
Using the 50/30/20 Rules to Stay on Budget
Too often, people spend more than they make each month, putting them in debt. Staying on budget can be challenging for some...
Budgeting 101: Tips for College Students in Arizona
Going to college brings expenses other than tuition. Books, housing, and other expenses can add up quickly. In order to stay out...
Who Pays for Student Loan Debt in Arizona Divorce?
Couples aren’t usually thinking about their student loans when they walk down the aisle. However, while many people plan to have...
How to Manage Student Loan Debt as a Freelancer
When it comes to paying off student loans, self-employed workers face unique challenges. Having to keep up with monthly payments...
6 Careers That Offer Student Loan Forgiveness
Paying back student loans can be a long-term endeavor. However, certain career paths could cut your loan repayment period in half...
Warning Signs that You Might Have Too Much Debt
If a significant portion of your income is being directed toward debt payments—such as student loans, credit cards, and auto loan...
What’s the Difference Between Debt Avalanche vs. Debt Snowball Methods?
Dealing with debt is no fun task. If you only make the minimum payment each month and don’t have a plan for accelerating payments,...
How to Find Your Debt-to-Income Ratio
In addition to your credit score, your Debt-to-Income (DTI) ratio is an integral part of your financial health. Calculating your...
4 Types of Small Business Loans that May Work for You
In 2020, small businesses helped create 1.6 million new jobs. Small businesses use loans to stock their shelves, invest in new...
Is Refinancing Your Student Loans a Good Idea?
If you are struggling with your student loans, refinancing can be a viable option. Refinancing can lead to lower interest rates,...