The Debt Lawyers Blog
Publications on student loan debt, credit card debt, credit report errors and more.
Are Graduate School Loans Different Than Undergraduate Loans in Arizona?
Both undergrad and graduate students looking to finance their education commonly choose to take out a loan. However, if you’re considering grad school, it’s important to understand that there are several key differences between graduate and undergraduate student loans. Most notably, graduate loans are never subsidized—unlike their undergrad...
Is It a Good Idea to Take out a Personal Loan for My Business?
Growing your business takes resources, and sometimes you’ll need a little extra money to turn your exciting idea into reality. There are a few options for business owners when it comes to applying for loans or searching for alternative money options. Two popular options are applying for either a personal or small business loan—which allows owners...
Top Questions to Ask When Seeking Credit Repair Services
The average American has $90,460 in debt. That number includes all debt types, including credit card debt, student loans, and mortgages. While there may be such a thing as good debt, all debt becomes bad if you do not pay it off. When people struggle with their debt, their credit scores are lower. People with lower credit scores often turn to...
5 Tips for Recent Arizona Grads with Student Loans
Graduation is an exciting life achievement for every student. However, the celebration can be short-lived as most student loan payments start to kick in soon after you get your diploma. Whether you just graduated or have recently started repaying your student loans, having some good resources and tips in your pocket for keeping your loan debt...
What Nontraditional Students Need to Know about Student Loans
A lot of the resources available to college students are tailored to “traditional students,” or students who attend college directly after graduating high school. While traditional students tend to make up the majority of college students, they’re not the only demographic. In fact, for many, the college experience is a much different reality than...
How are Student Loans Distributed?
Loans are how many college students can afford their education, but very few know how government agencies or universities distribute them. However, it is vital to understand the distribution process to ensure you pay tuition, room and board, or rent on time. Remember, how you receive funds depends on what kind of loan you have. Federal and...
How to Manage and Pay Off Student Debt in Retirement
In America, retirement looks way different today than it did years ago. In the past, families would work at one company for 30 years while paying off their 30-year mortgage, allowing them to easily sail into retirement debt-free. Today, this reality is a fading dream. As debt among older Americans continues to soar, it’s become increasingly...
Some States Could Pay Your Student Loans for Moving to Them
Paying off student loans can be a lengthy and stressful experience. In fact, many students will carry the burden of student loans for 20 years or more. Certain federal programs offer some relief after a set number of qualifying payments. However, these payments can be unsustainable for some students. Additionally, individuals with private student...
Should You Prioritize Student Loans or Saving for Retirement?
It is all too common for recent graduates to have significant debt after college. The average student loan debt is over $30,000. As tuition and other fees climb, that number is likely to increase every year. You probably already know that the longer you carry debt, the more interest you will pay. With that in mind, many students try to pay off...
