by Joe Panvini | Sep 8, 2021 | Credit Report, Credit Score
The average American has $90,460 in debt. That number includes all debt types, including credit card debt, student loans, and mortgages. While there may be such a thing as good debt, all debt becomes bad if you do not pay it off. When people struggle with their debt,...
by Michael Adams | Aug 20, 2021 | Credit Report, Student Loan Debt
As the price of higher education quickly rises, many students rely on federal or private loans to offset the cost. At the end of an undergraduate or graduate program, your student loans may be daunting. However, they could also offer an opportunity to build your...
by Garrett F. Charity | Feb 10, 2021 | Credit Report, Credit Score
The Federal Trade Commission estimates that one in four American consumers have errors in their credit report. Unfortunately, most Americans remain unaware of credit report errors until they try to get a loan or rent an apartment. Just one error on your credit report...
by Garrett F. Charity | Jan 6, 2021 | Credit Report
In a study conducted by the Federal Trade Commission, researchers found that five percent of consumers had an error on one of their three credit reports. The researchers of this study described the results of their findings as “eye-opening” for American consumers and...
by Jacob Hippensteel | Dec 9, 2020 | Credit Report, Credit Score
In America, having a bad credit score can pose major challenges. Landlords, employers, and banks all use credit scores as a way of establishing trust with potential tenants, employees, and borrowers. Without a good credit score, it can be difficult and expensive to...
by Garrett F. Charity | Dec 11, 2019 | Credit Report
Americans are shackled by $13.7 trillion in consumer debt. From auto loans to store credit cards and mortgages, the financial situations of many families keep them bound to steep monthly payments that prevent them from contributing to rainy day funds, investing, and...
