by Joe Panvini | Sep 8, 2021 | Credit Report, Credit Score
The average American has $90,460 in debt. That number includes all debt types, including credit card debt, student loans, and mortgages. While there may be such a thing as good debt, all debt becomes bad if you do not pay it off. When people struggle with their debt,...
by Garrett F. Charity | Feb 10, 2021 | Credit Report, Credit Score
The Federal Trade Commission estimates that one in four American consumers have errors in their credit report. Unfortunately, most Americans remain unaware of credit report errors until they try to get a loan or rent an apartment. Just one error on your credit report...
by Jacob Hippensteel | Dec 9, 2020 | Credit Report, Credit Score
In America, having a bad credit score can pose major challenges. Landlords, employers, and banks all use credit scores as a way of establishing trust with potential tenants, employees, and borrowers. Without a good credit score, it can be difficult and expensive to...
by Jacob Hippensteel | Sep 30, 2020 | Credit Score
In the wake of the COVID-19 pandemic, millions of Americans are struggling to pay their bills, take care of their health, and make ends meet. An added complication to the COVID-19 crisis is credit. In March, Congress passed the Coronavirus Aid, Relief, and Economic...
by Kevin Fallon McCarthy | Jan 23, 2018 | Credit Card Debt, Credit Score
There is a belief out there that credit cards are bad. While it is true that having outstanding credit card debt is not a good thing since you’ll have to eliminate your credit card debt, it is also true that credit is extremely important to your financial...
by Kevin Fallon McCarthy | Dec 6, 2016 | Credit Score, Debt Collectors, Debt Relief, Debt Settlement
The answer is a resound yes! As provided under the Fair Credit Reporting Act, both the credit reporting company and the information provider (i.e. the company that owns the debt) are responsible for correcting inaccurate or incomplete information in your report. The...
