Have You Received Phone Calls or Letters from American Coradius International LLC?
American Coradius International, also known as ACI, is a third-party debt collection agency. The company focuses on recovering unpaid debts for creditors. ACI operates in several states, including Tennessee, North Carolina, Massachusetts, Colorado, Connecticut, New York, and California. The company is led by CEO Brian Peek, and employs approximately two hundred people for the purpose of debt collection, including the process of skip tracing.
American Coradius International is a legitimate operation. The company is an accredited business with the Better Business Bureau, where they have also received hundreds of complaints over the last three years. ACI is reported to employ several shady tactics to pursue unresolved debts in the many complaints listed on the Better Business Bureau. Customer feedback indicates that this company’s primary client is a well-known online payment website.
If you have been contacted by American Coradius International, including collection letters or any forms of harassment, you should seek the counsel of an experienced attorney. Qualified debt attorneys, like those of us at McCarthy Law PLC, can answer your questions, provide guidance throughout the process of responding to debt collectors, help create a debt management plan, provide legal defense against collections agencies, and negotiate on your behalf for an ideal debt settlement.
What Have People Said About American Coradius International?
American Coradius International has an “A” rating on the Better Business Bureau. They have an average rating of 1.36/5 based on twenty-two customer reviews. ACI has received 272 complaints from customers in the last three years. These customer insights indicate that the common methods used by ACI are letters sent in the mail and repeated phone calls targeting both individuals and businesses. On their own website, American Coradius International also lists “industry leading skiptrace products” as one of their services, meaning they are involved in the process of tracking down debtors.
The most common complaints about ACI refer to:
- Receiving letters containing false information about debts and accounts
- Phone call spamming
- Attempts to pursue fraudulent charges and bills
American Coradius International has also been involved in numerous lawsuits open to public record on Justia.com. They have also been involved in a class action lawsuit based on claims that they violated the Fair Debt Collection Practices Act (FDCPA).
How Do You Contact ACI?
This company handles debt collection for several states. Their headquarters are in New York, where they can be contacted by mail. ACI also includes a toll-free contact number on their website.
American Coradius International LLC
Address: 2420 Sweet Home Road, Suite 150. Amherst, NY 14228.
Phone Number: 1-800-759-2241
Customer Rating: 1.7/5
What Should You Do If You Are Contacted By ACI?
If you receive a letter demanding payment or any form of debt harassment from an agency like American Coradius International, you should first familiarize yourself with your rights under the Fair Debt Collection Practices Act. Under the FDCPA, you have the right to request verification of your debt, which should be your first response to collections attempts.
Debt verification should come in the form of an official letter with the following information included:
- What the debt is and who you owe
- The amount that you owe
- Any additional information about your specific case
You should request debt verification before making any kind of payments, or giving any collection agency money. This is an important stage to determine whether you may be the victim of a scam, to decrease the likelihood of errors, and to gain access to the information you need to effectively deal with collection harassment. Under the FDCPA you also have the right to dispute any debts reported by debt collectors.
The next step in the process is to contact a qualified settlement attorney. Our compassionate attorneys at McCarthy Law PLC are here to guide you through the process of dealing with debt collectors. We are prepared to provide legal representation throughout the negotiation process to protect you and your business from predatory collection tactics.
If you or your business have been the victim of credit harassment from ACI or other companies, you can seek help by contacting us and booking one of our free consultations. Give us a call at (855) 976-5777 or contact us online to get started immediately.