Have You Recently Been Contacted by Credit Control LLC Regarding Your Outstanding Debt?
Credit Control LLC is a third-party debt collection agency based in Missouri. The company was formed in 2006 and employs roughly 80 people at its headquarters in Hazelwood, Missouri. The company uses debt collection tactics such as skip tracing, letter collection and telephone calls. Credit Control has received numerous consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA). Some of these complaints allege the company failed to provide written verification of debts and threatened to take actions that cannot be legally taken.
Credit Control is a legitimate company and accredited by the Better Business Bureau. The company pursues collections from consumers with former accounts with health care providers, credit card companies, utility services and schools and universities.
If you were contacted by Credit Control LLC, our best interest to immediately contact a qualified debt attorney and to familiarize yourself with your rights as outlined under the FDCPA. A debt attorney, such as at the team at McCarthy Law PLC, is best equipped to handle debt collection agencies like Credit Control LLC. Our team will be able to help you understand the best way to manage your debt while also protecting you from agencies like Credit Control. Our attorneys will navigate the validity of the claim against you, negotiate a fair settlement and defend you against any pending suits.
What Consumers Are Saying: Credit Control Lawsuits, Reviews and Complaints
Credit Control is an accredited business on the Better Business Bureau and has a B+ rating. The debt collection agency has a 1.21/5 star rating on the BBB with a total of 19 customer reviews. Many of the reviews allege that the company harrasses consumers in an attempt to collect debt, sends out letters outlining debt that does not exist and that the company is no professional.
Credit Control also has 75 complaints lodged against it on the Better Business Bureau. Many of the complaints suggest that Credit Control LLC harassed consumers and their family members—whether or not they actually had an account with the agency—and a lack of professionalism on behalf of the company.
How to Contact Credit Control LLC
Credit Control’s head office is located in Hazelwood, Missouri. The contact information and Google My Business rating for their head office is included below:
Credit Control LLC
Address: 5757 Phantom Dr #330, Hazelwood, MO 63042
What Should I Do When Contacted by Credit Control LLC?
In accordance with the Fair Debt Collection Practices Act (FDCPA), all debt collection agencies must follow the same rules. This includes Credit Control LLC. The rules laid out in the FDCPA are intended to protect consumers from unfair actions on behalf of the creditors.
If you receive a phone call or letter from Credit Control LLC, the first action you should take is to ask for your debt to be validated. According to the FDCPA, a consumer is entitled to written verification of his or her debt from the collection agency. This is known as debt validation or debt verification. The written verification of your debt is called a debt verification letter. This letter will outline what the debt is, how much is owed and any other relevant information you need to know regarding the debt.
Additionally, a consumer is entitled to dispute a debt when a debt collection agency tries to collect. This means the second action you should take when contacted by Credit Control LLC is to contact a debt settlement attorney. An experienced debt settlement attorney will deal with the debt collection firm on your behalf.
At McCarthy Law PLC, our outstanding attorneys possess the skills, knowledge and experience to protect you from Credit Control LLC. We will also stand in your corner and protect your interests.
Our debt settlement attorneys will represent you, negotiate reductions to your debt and defend you against creditor lawsuits. We value the interests of our clients so our firm always offers a free consultation. In the free consultation, we will discuss your options, timelines and strategy to get true debt relief while protecting you from the harassment of debt collectors.
To contact McCarthy Law PLC and get your free consultation today, we invite you to call us at 855-976-5777 or reach out to us online. We’ll educate you about your rights, stop creditors from harassing you and to begin the debt settlement process.