Has The Moore Law Group Contacted You Regarding Debt Collection?
The Moore Law Group is a law firm that provides debt collection services and files lawsuits on behalf of creditors and debt purchasers. Some of the creditors it has represented include Bank of America, Best Buy, and Capital One. If this law firm has contacted you regarding debt collection attempts or has filed a debt collection lawsuit against you, it’s vitally important that you not just ignore their communications.
This is because failing to answer a lawsuit service will likely result in the court rendering a default judgment against you, meaning that you will automatically lose your case. But what if you dispute the amount of debt claimed against you, or believe you don’t owe the debt at all? That doesn’t mean you have no legal rights or options to pursue.
What Can You Do if The Moore Law Group Sues You for Debt?
One good first step to take after The Moore Law Group contacts you or sues you for debt collection is to request debt validation from the Moore Law Group, something required under the Fair Debt Collection Practices Act (the FDCPA). They must set out in writing the basis for their claim that you owe debt, how much they claim you owe, and other relevant information.
In the event that they cannot provide proof that you owe debt, the court may find in your favor or invalidate the debt entirely. You can also check any statutes of limitations that may apply to the alleged debt and ensure that you have received all appropriate notifications in a timely manner. You can also begin to collect evidence to support any claims that you feel either the debt is invalid or that The Moore Law Group has violated consumer protection laws in some way.
You may find yourself confused about whether the debt is valid or what other actions you can take, especially if the creditor is being overly aggressive or even harassing you with their collection tactics. It may be a good idea to contact the experienced debt settlement lawyers at McCarthy Law to find out how to protect your legal rights.
How Can Debt Settlement Lawyers Help You?
If you’re facing a debt collection lawsuit, it’s natural to feel scared and unsure how to proceed. The debt attorneys at McCarthy Law offer years of experience in both negotiating debt to more manageable levels and formulating legal strategies against debt collection lawsuits. In some cases, it may be possible to negotiate the debt down to a much more reasonable amount–or to even have it discharged entirely.
Negotiating a debt settlement agreement can be a complicated process, so it’s important to fully understand all of the potential ramifications. Debt collectors are sometimes willing to enter into these negotiations rather than filing a lawsuit because it helps them save attorney fees. It also makes it less likely that a consumer will file bankruptcy, meaning they could potentially receive nothing.
Contact the Debt Settlement Lawyers at McCarthy Law
The debt settlement attorneys at McCarthy Law offer free consultations to consumers who have been contacted by The Moore Law Group. We will listen to the facts of your case and help you determine potential options for debt settlement or responding to a debt collection lawsuit. Contact us via telephone at (855) 976-5777 or online to arrange a meeting to learn more.