Top 13 Error Report:
McCarthy Law’s Most Common Errors and supporting documentation need for a lawsuit on each error.
Guide to Pulling your Credit Report:
Dispute Letter Tips:
When sending a Dispute Letter, McCarthy Law requires the following items in a Dispute Letter for Litigation ready files:
- Client’s Full Name
- Client’s Full Social Security Number
- Client’s Date of Birth
- Client’s Address
- Report number of credit report (if available).
- Date of credit report
- The account at Issue – (account number and name)
- Exact Error – One Error per Letter (Do not state general “request deletion.” It should spell out what the error is).
Items that can hold up Litigation:
- Language:
Please refrain from using language such as “you are violating my rights”, “I am angry” or “this is an outrage”. Unfortunately, letters containing this language cannot be used in a litigation. An additional Dispute Letter will need to be sent and this will hold up moving forward in litigation.
- Mailing:
In our experience, we have found that it is best if Dispute Letters are mailed from the client’s home state. This will give client the best chance for a proper response from the credit bureaus the first time.
- Proof of the Error
Make sure to include proof of the error, if it is needed. For example, if you are disputing a 1099 issue, please include a copy of the 1099 with the Dispute Letter.
Portal Training:
- Under Construction: McCarthy Law’s Portal Quick Start Guide:
- One-on-One Training:
We are happy to provide you and your staff with training regarding our program and portal. Please contact Melissa Radabaugh via email: melissa.radabaugh@dev.mccarthylawyer.com or via phone: 602.456.8900 to set up a time or click on the link below to access Melissa’s Schedule and select a time that is convenient for you and your staff.
Melissa’s Training Schedule: https://www.timetrade.com/book/62D4G.
We look forward to working with you.