February 21, 2012

Wage Garnishment as a Means of Collection

If you live in Pennsylvania, North Carolina, South Carolina or Texas you are fortunate.  Debt collectors in those states cannot seek a court order to garnish your wages.  For those living in California, Arizona and elsewhere?  It’s completely legal and a convenient way for collection agencies to come after you to satisfy your outstanding debts.  The following is a great article discussing wage garnishment. It also discusses a number of ways debt collectors can and cannot attempt to collect from you.

https://www.post-gazette.com/pg/12051/1210901-499.stm

The best way to avoid this is to tackle your debt problems before it gets to the point of a garnishment.  If you find yourself dealing with seemingly insurmountable debt, you should seek the assistance of a debt workout law firm to assist you.  They can often help you settle
high credit card debt before it gets to a point where your wages are garnished.  While some may try the “do it yourself” approach, most find it easier to let an experienced professional handle the debt negotiation.