Credit Control LLC (CC) is a debt collection agency based in Hazelwood, Missouri, that purchases debt from major creditors. They also specialize in healthcare collection and have a “dedicated healthcare collection” division. The Better Business Bureau has accredited this business since 2012.
Credit Control has been known for its aggressive and unethical collection practices and has been sued over violations of consumer rights and the Fair Debt Collection Practices Act (FDCPA). If Credit Control has harassed you, then you may have a right to seek damages. Contact an experienced debt defense lawyer for an assessment of your case.
Credit Control Lawsuits and Complaints
According to the Public Access to Court Electronic Records (also known as PACER), a US federal docket that names the federal complaints against a wide array of companies, Credit Control has over 80 lawsuits filed against them stating that they’ve violated many consumer rights and the FDCPA.
A federal law that protects everyone in the US as a consumer is the FDCPA, and it lists the lawful and unlawful debt collections practices. This protects against specific behaviors that are unethical and could be subjected to penalties. Additionally, the FDCPA also specifies what collection agencies must do when collecting your debt. The following acts further protect consumers in the US and dictate specific collection practices.
The Electronic Fund Transfer Act (EFTA)
The EFTA is an act that protects consumers against electronic payments that are automatically deducted from their bank accounts. If Credit Control took automatic, unauthorized deductions from your bank account, you may be able to pursue damages against them.
The Telephone Consumer Protection Act (TCPA)
The TCPA is an act that protects consumers from robocalls, or spam calls, which are automated computer recordings that play on a loop to each consumer. If you are subjected to one of these calls from Credit Control, you may be entitled to $500 per call.
The Fair Credit Reporting Act (FCRA)
The FCRA is an act that protects consumers from inaccurate or false information on their credit reports. This gives you the opportunity to dispute inaccurate findings. Entities such as Credit Control may use debt on your credit report as leverage in order for you to pay them, known as “pay for delete.” When this happens, you may be able to recoup damages for inaccurate reporting on your credit report.
Credit Control Information
5757 Phantom Drive, #330, Hazelwood, MO 63042
Toll-Free: (888) 365-7145
Sales/client services: (314) 442-7400
How McCarthy Law Can Help Stop Credit Control Collection
By using the laws above, a skilled debt defense at McCarthy Law can stop collection from Credit Control. We may send a cease-and-desist letter to stop the harassment and aggressive collection tactics. If Credit Control violated any of the consumer protection laws stated above, a seasoned debt defense lawyer may be able to recoup financial damages on your behalf.
Additionally, if Credit Control is on your credit report, the legal team at McCarthy Law can help you dispute it. Mistakes on your credit report can have lasting negative consequences on your life, including paying higher interest rates, denial of credit or loans, or even denial of car or home purchases. A skilled debt lawyer can help alleviate these future challenges by clearing the inaccuracies on your credit report. Call (855) 976-5777 for a thorough assessment of your case or fill out our contact form for more information.