Scottsdale Debt Settlement
So many folks in Phoenix, or the Valley of the Sun, have found their world turned upside down with the challenging economy and are struggling under the burden of credit card debt, student loans, second mortgages and SBA loans. It is our mission at McCarthy Law to help the good, hard-working families in the Scottsdale area find debt relief. Credit card companies and banks are quick to raise interest rates and lower available balances with even one late or missed payment, ignoring years of your on-time payments. Banks and creditors are aggressive and often sue, which can be devastating and add to your overwhelming burden.
Many families in this situation aren’t aware that help is available and they have many alternatives that will not leave them with the long term ramifications of bankruptcy. Debt settlement means negotiating and settling the debt for less than the bank claims you owe. We believe that a significant reduction in the principal is often what is needed for a family to ever dig out. There are many companies that attempt to settle debt for their clients without offering any legal protection or guidance during the process. Since banks can and do file lawsuits against those that are late and behind on payments, we believe the advice from an attorney is critically important when being served. A lawsuit should not be ignored because with a default judgment, garnishment and other scary remedies may then be available to your creditors.
Scottsdale is our national headquarters. Kevin McCarthy, our managing partner, and Jacob Hippensteel are primary in meeting with our debt settlement clients. They both have excellent reputations and you will feel their kindness and expertise immediately. They both enjoy meeting face-to-face with people and helping them understand what their options are. During your consultation with one of our Scottsdale debt attorneys, there is never any pressure and we will let you know if we can help you. If we can’t, we will tell you that too. Mr. McCarthy and Mr. Hippensteel are both very knowledgeable and have extensive experience in Arizona debt settlement. They will answer any questions you may have about your options and timelines. Our consultations are always confidential and you will feel the compassion of an attorney who understands what you are up against.
We enjoy serving the good people in Scottsdale and the Phoenix valley, and helping families that are feeling stressed and overwhelmed with debt. Many people find hope and great relief when visiting with us and hearing what their options are from an attorney and firm with vast experience in debt reduction. Settling your debts is tough legal work but it is our focus at McCarthy Law, and we get great results.
A law firm doesn’t mean higher fees, either, and are often less expensive and protect you better than companies who claim to do debt negotiation. Our firm represents you against your creditors and works to negotiate a significant reduction in what the bank claims is owed. An experienced debt law firm will also get better debt relief results for their clients with negotiating large principal reductions while also charging a fee that isn’t any more and sometimes less than a debt settlement company. Many companies attempt to settle debt but they can never provide the legal representation that a law firm can, and they rarely give you guidance and advice along the way.