San Francisco Debt Settlement Lawyer
So many folks in the San Francisco area have found their world turned upside down with the challenging economy and are struggling under the burden of credit card debt, student loans, foreclosures, second mortgages and SBA loans.. The mission of our San Francisco debt lawyers at McCarthy Law is to help the good, hard-working families in San Francisco find true debt relief. Debt settlement means negotiating and settling the debt for less than the bank claims you owe. Our debt attorneys believe that a significant reduction in the principal is often what is needed for a family to ever dig out. Many families in this situation aren’t aware that help is available and they have many alternatives that will not leave them with the long term ramifications of bankruptcy.
Credit card companies and banks are quick to raise interest rates and lower available balances with even one late or missed payment, ignoring years of your on-time payments. Banks and creditors are aggressive and often sue, which can be devastating and add to your overwhelming burden. Since banks can and do file lawsuits against those that are late and behind on payments, we believe the advice from a debt attorney is critically important when being served. There are many companies that attempt to settle debt for their clients without offering any legal protection or guidance during the process. Ignoring a lawsuit will result in a default judgment, making collection efforts like garnishment available to your creditors.
Many people find hope and great relief when visiting with us and hearing what their options are from an attorney and firm with vast experience in debt reduction. We enjoy serving the good people in San Francisco, and helping families that are feeling stressed and overwhelmed with debt. Settling your debts is tough legal work but it is our focus at McCarthy Law, and we get great results.
Our San Francisco debt lawyers will represent you against your creditors and works to negotiate a significant reduction in what the bank claims is owed. An experienced debt law firm will also get better results for their clients by negotiating large principal reductions while also charging a fee that isn’t any more and sometimes less than a debt settlement company. Many companies attempt to settle debt but they can never provide the legal representation that a law firm can, and they rarely give you guidance and advice along the way.
We have offices across the country that gives us a wide range of experience, but working in communities like San Francisco is where we find what we do most satisfying. Choose a debt attorney in San Francisco, CA with many years of experience to be on your side. A law firm that focuses on debt settlement like McCarthy Law understands the ins and outs of debt negotiation, and we’d love to help you and your family too. For those who feel like they have been dealing with way too much debt for way too long, we invite you to visit with us. If you are ready to understand what your debt options are, we stand ready to help. We are available by telephone, online chat, or you can click here to get started now.