Why You Might Want to Reconsider Cosigning for a Student Loan
While many federal student loans do not require a cosigner, private student loans are different. Federal and private student loans...
Should You Take Out a Student Loan for an Associate’s Degree?
Getting a college degree of any type means you will be spending a considerable amount of money to obtain your diploma. While an...
Is Student Loan Debt Handled Differently than Other Debts?
If you have taken out any loan in your life, ignoring it does not make it suddenly disappear. The same can be said for student...
How to Find a Student Loan with a Low Interest Rate in Arizona
Shopping around for student loans can be overwhelming, especially after going through the process of applying to FAFSA for federal...
Could Your Spouse Be in Financial Trouble If You Default on Your Student Loans?
Applying to college is a huge chapter in your life that you have likely been looking forward to for most of your young adult life....
What Should Your Debt to Salary Ratio Look Like When Taking Out Student Loans?
A debt-to-income (DTI) ratio is the percentage of gross monthly income you use to repay debts, such as student loans, credit...
Americans’ Mortgage Debt Spikes Despite Pandemic
The pandemic has caused widespread financial burdens and struggles for many Americans. However, despite the prevailing financial...
Why Credit Card Debt is One of The “Worst Kinds” of Debt
When it comes to debt, there are both good and bad debts. Good debts can help individuals acquire assets that appreciate, such as...
How an FHA Mortgage Can Help you Become a Homeowner
Buying a home is one of the best investments you can make. In general, home prices trend up over time, meaning most homeowners...
Credit Card Balances are Dropping Dramatically in the U.S.
America’s credit card balances are historically down. In fact, credit card balances have yet to return to their pre-pandemic...
4 Signs of Predatory Mortgage Lending
Homeownership is the goal of many Americans. However, in the process of loan shopping, many homebuyers fail to do their research...
What’s the Average Personal Debt for Most Americans?
Credit has provided Americans with ways to finance homes, cars, education, etc. And while the invention of credit has played a...