Does Credit Card Debt Prevent You From Buying a House?

Credit cards are useful tools for building credit and spending money you may not have at the moment. However, their convenience,...

Should You Cosign a Friend’s Loan? 3 Risks of Cosigning Any Loan

Friends support each other through difficult times, but you'll rarely see friends willing to cosign a loan. There's a good reason...

Parents are usually their children's biggest cheerleaders and champions for getting a higher education. Many parents will do...

Student loans are a rising issue. Private student loans are primarily an issue because they have high interest rates and are not...

While many federal student loans do not require a cosigner, private student loans are different. Federal and private student loans...

Getting a college degree of any type means you will be spending a considerable amount of money to obtain your diploma. While an...

If you have taken out any loan in your life, ignoring it does not make it suddenly disappear. The same can be said for student...

Shopping around for student loans can be overwhelming, especially after going through the process of applying to FAFSA for federal...

Applying to college is a huge chapter in your life that you have likely been looking forward to for most of your young adult life....

A debt-to-income (DTI) ratio is the percentage of gross monthly income you use to repay debts, such as student loans, credit...

The pandemic has caused widespread financial burdens and struggles for many Americans. However, despite the prevailing financial...

When it comes to debt, there are both good and bad debts. Good debts can help individuals acquire assets that appreciate, such as...